Professional Liability Insurance protects you — and your business — if a patient claims that a service you provided (or failed to provide) did not deliver the expected or promised results. Even when allegations are unfounded, defense costs alone can run into thousands of dollars. If a settlement or judgment follows, the financial impact can […]
Introduction: Understanding How Your Premium Is Calculated Have you ever reviewed your Workers Compensation (WC) invoice and wondered how the insurance company calculated the final premium? Workers Compensation pricing is not random. It is based on a combination of factors, including: Understanding how these elements work together can help you better manage your insurance costs. […]
Introduction: Why Professional Liability Matters More Than Ever As the dental laboratory industry continues to evolve, many labs are expanding their role beyond simply fabricating restorations. Today’s successful laboratories often provide chairside consultations, case planning support, and treatment guidance — including complex procedures like All-On-X cases. While these value-added services strengthen relationships with dentists, they […]
When trucking operators in Redwood Falls talk about insurance, the conversation is rarely theoretical. It’s practical, grounded, and shaped by real miles driven on rural highways, seasonal weather shifts, and tight delivery windows. From an agent’s perspective, the goal is simple: help trucking businesses understand their risks clearly and choose coverage that actually supports how […]