Own Authority Fleets & Owner Operators

Own Authority Fleets & Owner Operators

Operating under your own DOT and MC authority gives owner operators and fleet owners greater control over their business but it also brings added responsibility. When you run your own authority every decision around compliance risk management and protection directly affects your operation. Whether you operate a single truck or manage a growing fleet having the right insurance foundation is critical to keeping your business stable and competitive in today’s trucking environment.

This program is built specifically for own authority fleets and independent owner operators who need dependable and scalable coverage that matches real world operations. Independent motor carriers face challenges that are different from leased drivers or company fleets which is why coverage must go beyond basic requirements. 
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Who This Program Is For

Independent owner operators with active authority

New ventures starting MC/DOT authority

Small to mid-size fleets

Growing operations needing scalable coverage

Core Coverages

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Auto Liability

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Physical Damage

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Motor Truck Cargo

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General Liability

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Occupational Accident / Workers Comp

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Umbrella / Excess

Why Sebrite

Decades of trucking experience

Fast underwriting response

Programs built for real operations

Direct access to knowledgeable specialists

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