Dental Laboratory Insurance

✔ Dental Laboratory Professional Liability
Coverage crafted specifically for dental laboratories while consulting with dentists on products, case planning, design, or procedures (including all-on-four and advanced restorative work).

✔ Product Liability
If a manufactured product fails and causes patient injury — such as breakage, improper fit, choking hazards, or treatment delays — your laboratory is protected.
Limits available: $2M per occurrence / $4M aggregate

✔ General Liability (GL)
Protection for slips, trips, premises liability, personal & advertising injury, and claims related to defamation or product descriptions.
Limits available: $2M per occurrence / $4M aggregate

✔ Building & Property Coverage
Coverage for owned or leased facilities, including:

• Milling machines
• Scanners
• Furnaces / ovens
• Benches and hand tools
• Waxing stations
• Computers, software, and CAD/CAM systems
  Replacement Cost available

✔ Business Personal Property / Contents
Protection for equipment, materials, and supplies — from implants and alloys to zirconia, porcelain, and digital systems.

✔ Business Income Coverage
Helps replace lost income if your lab is forced to temporarily shut down following a covered loss.

✔ Cyber Liability & Data Breach Coverage (Optional but Recommended)

Dental laboratories increasingly rely on digital workflows, CAD/CAM systems, cloud-based case management, and electronic data exchange with dental practices. Cyber Liability coverage helps protect your laboratory from the financial and operational impact of cyber incidents, including:

• Ransomware attacks
• Data breaches involving client or patient information
• Network security failures
• Phishing and social engineering fraud
• Business interruption caused by cyber events

Coverage may include costs related to forensic investigation, data recovery, legal defense, regulatory notification, and crisis management.

As technology becomes more central to dental manufacturing, cyber coverage is an important component of a well-rounded risk management strategy for today’s dental laboratories.

✔ 39+ years of dental laboratory industry experience
We helped shape the professional liability endorsement many labs rely on today.

✔ Tailored policies for laboratories of all sizes
From boutique ceramists to high-volume production labs.

✔ Responsive service & fast turnaround
Our underwriting partners understand dental manufacturing and move quickly.

✔ Dedicated program support
You’ll work with specialists — not a generic call center.